The debit card, or ATM, is issued by a bank to a consumer who has a current account at its branches.
The card allows you to withdraw cash from ATM machines (Automatic Teller Machine) to access various services (including telephone charges) and obtaining in the absence of liquidity from the shops through the POS (Point of Sale). Its use, both for the collection of cash for the payment that provides the type of your PIN (Personal Identification Number).
The charge for each transaction takes place in real time on account of the holder.