Providian was established in 1980, but encountered problems of law at the end of 1990 because of business practices that are not ethical. And in 2005, Providian was purchased by a large financial organization called Washington Mutual. Washington Mutual is a large organization that has been previously exists in the field of home loans, retail banking, and commercial real estate. Without changing the name, Providian finally become a solid company since that time. Now, Providian has been known as the credit card company with the quality and service is good.

Providian provides several types of credit cards, such as Basic card, Partner Cards, Providian Gift Cards, and Providian Credit Card Extras. Like most of the credit card company, Providian also offer cash back for credit card holders or points that can be redeemed with goods or discount travel. Providian is very appreciative to the credit card holders who pay credit card bills on time and regularly conduct a transaction using a credit card, with the rewards such as a reduction in interest rates of credit card. Providian also allows cardholders to view the FICO score, and receive a store and restaurant coupons. So, do not hesitate if you want to have a Providian Credit Cards.