Typologies this loan is targeted to employees and pensioners may be granted by banks or by financial intermediaries. The rate payable to the lender is deducted from the salary of the worker and is therefore the responsibility of the employer to ensure
rata refund of the above. In this way the employee feels more “raised” since it is not forgotten. As regards the practical side, the sale of the fifth is an installment financing fixed by not different figure to the fifth of the salary of the employee, the interest rate is fixed.