The value of cancellation given by the debtor as security for the payment of the loan has been made easier. Before the legislation, to cancel the guarantee was required for a procedure with three stages:
The early repayment of the financing in full;
A deed by which the bank instructed the notary to proceed with [...]
Through subrogation enables the borrower to replace the original creditor (i.e. the lender), without need for consent of the latter, subject to the payment of the debt.
The subrogation performs the so-called portability of the loan, which allows the borrower to replace the bank with which he has signed the loan contract with a new bank, [...]
The number of stages that make up the life of a mortgage is high and inside of each can be hidden dangers that it is better to find out before choosing a final in a bank rather than another. Let us in brief summary by combining them into two periods: the application of the loan, [...]
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