At one time or another, we have all walked into a car rental office and met with one of the counter staff on a mission to hard sell insurance. It’s like a knee-jerk reaction. See customer, sell additional insurance. The most common add-on is called loss damage waiver (LDW) and that can seriously boost your [...]
The law is very straightforward. The Fair Credit Reporting Act gives all US consumers the right to receive one free report from the credit bureaus every year. The intention is to ensure that everyone understands their financial situation, takes precautions to fight identity theft, and gets (reasonably) fair treatment from all lenders. You have no [...]
Providian was established in 1980, but encountered problems of law at the end of 1990 because of business practices that are not ethical. And in 2005, Providian was purchased by a large financial organization called Washington Mutual. Washington Mutual is a large organization that has been previously exists in the field of home loans, retail [...]
A lot of credit cards have the right of substantially raising rates in case one misses a payment, or commits any other financial fault.
Just lay on your cash loan or a mortgage. Pay off your electric bills. Transcend your credit limit. Permit rating of your credit to get lower of what the credit card company [...]
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