Most people fail to think ahead. That means they get caught up in a panic when an emergency arises and, more often than not, end up taking short-term finance at very high rates of interest. This does nothing more than make the emergency worse. So, even though you may already be on the margin and [...]
It used to be the case that only low income families lived paycheck to paycheck. As the recession strikes deeper into the economy, the problem is spreading upwards through the middle class. The majority of people in the US have no savings and are currently unable to save any money after paying all the bills. [...]
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