Credit scores and insurance premiums

 

There’s something strange in the neighborhooad. Who ya gonna call? Credit busters! The reality is that banks and credit card companies have suddenly taken to increasing interest rates and reducing the credit limits on existing lending facilities. According to the figures, nearly half the US banks reduced the limits on credit cards in the last [...]

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In an ideal world, you never gamble with your health

 

If only worlds were ideal. Everyone would have the money to hand and no pre-existing medical conditions. They would buy into any insurance policy, get great value with everything covered and then, ironically, never fall ill. Life would be perfect. Unfortunately, insurance premiums have been rocketing upwards and disposable incomes have been sinking fast so [...]

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Teenage drivers and insurance rates

 

This can sound pretty unfair for young drivers, but they are likely to pay the highest insurance premiums compared to other age groups just because they are considered to be maximum risk group on the road. Still, there are certain ways the teen drivers can get lower insurance rates: taking special defensive driving courses, modifying [...]

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