The fixed rate stays the same for the duration of the relationship and allows you to precisely define the payment plan. It is the optimal solution if the market rate rises, as it is disadvantageous if the market rate decreases.

The variable rate mortgage

The variable rate does not guarantee the certainty of the amount of its repayment in the medium to long term, offers the advantage of providing for the reimbursement rate that respond to current needs and situations. The floating rate is updated periodically based on the cost of money, so you can earn / bear losses on the basis of its oscillations.

The loan rate mixed

Joint rate, also known as rate structure allows you to postpone the final choice of the rate of at least 24 months, when important choice is difficult to predict the trend of interest rate fluctuations because of marked, or in the event of a change in personal circumstances.