Through subrogation enables the borrower to replace the original creditor (i.e. the lender), without need for consent of the latter, subject to the payment of the debt.
The subrogation performs the so-called portability of the loan, which allows the borrower to replace the bank with which he has signed the loan contract with a new bank, [...]
This distinction is particularly important from the point of view and from the technical-economic.
The trust, or confidence, it is defined as the commitment made by the bank to make a sum available to the client, to assume or guarantee on behalf of an obligation.
All transactions, except for jobs in securities and property, and [...]
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